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Frequently Asked Questions:

 

Where do you think I should invest my money? Answer: Do your own due diligence. If you can't figure out how to do it on your own then hire a fiduciary fee-only adviser on a 1-time, 1-task or hourly basis. Also join a forum such as Forum.MrMoneyMustache.com where people are eager to help. Just beware that you may get a wide range of responses, including biased responses from brokers, insurance agents and other sock puppets who may be roaming the forums. Some insurance salesmen have attempted to muddy the waters in forums. Some insurance forums are run by and used primarily by none other than insurance agents who will never say a bad word about annuities nor other insurance company products that they sell like universal life, whole life, and variable life. You definitely don't want to go there for answers! Another option is to set up an account with a company such as Vanguard, which offers "light advice" services at more reasonable fees. Or use a so-called RoboAdvisor, most of which are free.

 

What are your conflicts of interest? Answer: This is strictly a non-commercial, educational website. Nobody who contributes to or runs this site is in the business of selling anything -- Not financial products, literature, insurance products, real estate, commodities, nor the selling of financial advice or services. We are literally not selling anything, neither directly, indirectly, through the side door, the back door, etc. There are also no ads found on this site. Links to or mentions of other sites, brands or product are unsolicited.

 

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Disclaimer and Waiver - Nothing on this consumer advocate website is intended as investment, tax, accounting or legal advice, as an offer or solicitation of an offer to buy, hold or sell, or as an endorsement, of any company, security, fund, product or other offering. This website, its owner(s), affiliate(s), agent(s) and / or contributor(s) are not financial or investment advisors or broker / dealers and assume no liability whatsoever by your reliance on the information contained herein. The information should not be relied upon for purposes of transacting securities, assets, financial products or other investments. Your use of the information contained herein is at your own risk. The content is provided 'as is' and without warranties, either expressed or implied. This site does not promise or guarantee any income or particular result from your use of the information contained herein. It is your responsibility to evaluate any information, opinion, advice or other content contained. Always hire and consult with a professional regarding the evaluation of any specific information, opinion, or other content.